Category Archives: Cash Flow Sharing

0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level

I was recently invited to submit a paper of my economic innovation research work by a government agency again. Here below are the gists of what I would like to present. It is a summary of only what FARJHO and … Continue reading

Posted in Cash Flow Sharing, Crowdfunders Choice, Crowdfunding, Currencies, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, REIDeX, SwapRent, TARELV | Tagged , , , , , , , , , | Leave a comment

0303 2012 What is the difference between the cash flow sharing SwapRent solution and a Shared Appreciation Mortgage? – SwapRent is similar to a separate flexible employment contract substitute to hold on to the house

When I said before SwapRent was a bit ahead of its time since its birth in 2006, I meant that most people were unfamiliar with what economic value it could bring. After the financial crisis, most economic policy makers were … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Federal Government, Housing, Mortgage, REIDeX, SwapRent | Tagged , , , , , , | Leave a comment

0301 2012 Crowdfunding – Capitalism for the 99%

We have recently started a new venture as an idea spin-off from our past venture http://www.reidex.com at REIDeX, Inc. and the current http://www.farjho.com at InvestorsAlly, Inc. The way both reidex.com and farjho.com have been trying to deliver the economic benefits … Continue reading

Posted in Cash Flow Sharing, Crowdfunders Choice, Crowdfunding, Economic Viewpoints, Equity Sharing, FARJHO, InvestorsAlly, REIDeX, SwapRent | Tagged , , , , , , , , , | Leave a comment

0114 2012 Will a new US President make any difference in helping create a housing recovery and revitalize our economy?

Here below is an excerpt of my upcoming FARJHO article to be published in March. Governments who set up policies using those ill-advised primitive methods (e.g. the original HOPE for Homeowners proposal in 2008) have only destroyed people’s confidence in … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent | Tagged , , , , , , , , , , , , | Leave a comment

1126 2011 We need to blow up a home equity bubble using equity sharing methods, not debt, like how Silicon Valley blew up tech company stock market bubbles

Ben Bernanke and the Federal Reserve team please step aside, Silicon Valley please step up. We need to create some equity bubbles, not debt bubbles, to reflate our national economy in order to save our economic future. In particular, the … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent | Tagged , , , , , , , , , , , , | Leave a comment

1029 2011 Credit and Home Equity Union (CHEU), Savings, Home Equities and Loans (SHEL) or simply Home Equity Cooperatives (HEC)?

Back in 2008 I spent a whole year marketing SwapRent to the credit union industry in addition to marketing the new cash flow sharing concept empowered by SwapRent to the state, local county and city governments as well as their … Continue reading

Posted in Cash Flow Sharing, Credit Union Industry, Equity Sharing, FARJHO, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

1028 2011 Don’t let the 1% left wing opportunists ruin the good cause of the Occupy WS protesters supported by us 99% Main Street capitalists

One thing that has been very hard for many people to figure out is that what the Occupy Wall Street protesters want. The answer could be very simple as nobody really knows what they want and the reason why nobody … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, Occupy Wall Street, PeoplesAlly, SwapRent, TARELV | Tagged , , , , , , , , , , , , , | Leave a comment

1003 2011 Let FARJHO and SwapRent bring housing finance from the sleight-of-hands on Wall Street to the common people on Main Street – Food for thoughts for the Occupy Wall Street protesters

The Occupy Wall Street protesters’ movement seems to be gaining steam and momentum but what do they want to accomplish? How about telling Wall Street to stop meddling with our housing finances? Furthermore, the angry protesters that occupied Wall Street … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, SwapRent | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

0910 2011 Our response to FHFA’s RFI – FARJHO and SwapRent from PeoplesAlly Foundation and InvestorsAlly, Inc. – A letter to the Fed, the Administration, GSEs, HUD, SEC, CFTC, other Agencies and the State Governments

Here below is a recent update letter to many of my academic friends who possess well established expertise in economics, economic history, finance, derivatives, laws, mathematics, housing, housing finance, urban planning, real estate, business studies, public policy and political science … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, Section 8, SwapRent | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

0910 2011 Weekly Round-Ups from Various Social Networking Sites on FARJHO, Sec 8’ed FARJHO and SwapRent

There have been increasingly more feedbacks and comments which has made it more and more difficult to keep track them all and summarize in the blog. Here are a few representative recent posts. ========== On not to let Wall Street … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, Section 8, SwapRent | Tagged , , , , , , | Leave a comment