-
Recent Posts
- 0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level
- 0503 2012 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure
- 0402 2012 The distinguishing features of FARJHO as a new business method to implement the equity sharing concept are three-fold
- 0303 2012 What is the difference between the cash flow sharing SwapRent solution and a Shared Appreciation Mortgage? – SwapRent is similar to a separate flexible employment contract substitute to hold on to the house
- 0301 2012 Crowdfunding – Capitalism for the 99%
Archives
- June 2012
- May 2012
- April 2012
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- August 2009
- July 2009
- June 2009
- May 2009
- March 2009
- January 2009
- December 2008
- November 2008
- October 2008
- September 2008
- July 2008
- June 2008
- May 2008
- November 2007
- October 2007
- September 2007
- August 2007
- July 2007
- June 2007
- May 2007
- April 2007
- March 2007
- August 2006
- July 2006
- June 2006
- May 2006
Categories
Meta
Tag Archives: housing affordability
1203 2011 The new innovative economic stimulus application using equity sharing methods, not debt and not tax credit, to prop up the housing market
Further to my 1126 2011 blog post and many other earlier posts on this issue, taking expedient economic stimulus measures to prop up the national economy as a concept is a bi-partisan issue and supported by all kinds of economists, … Continue reading
Posted in Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent
Tagged Affordable housing, David Walker, economic stimulus, Equity sharing methods, FARJHO, Home equity, housing affordability, Pete Peterson, Presidential candidates, Propping up property market, shared equity, Shared Ownership, SwapRent, Tax credit
Leave a comment
1126 2011 We need to blow up a home equity bubble using equity sharing methods, not debt, like how Silicon Valley blew up tech company stock market bubbles
Ben Bernanke and the Federal Reserve team please step aside, Silicon Valley please step up. We need to create some equity bubbles, not debt bubbles, to reflate our national economy in order to save our economic future. In particular, the … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged Affordable housing, economic stimulus, Equity sharing methods, FARJHO, Federal Reserve, Home equity bubble, housing affordability, HUD, shared equity, Shared Ownership, Silicon Valley, SwapRent, Tech company stock market bubbles
Leave a comment
1003 2011 Let FARJHO and SwapRent bring housing finance from the sleight-of-hands on Wall Street to the common people on Main Street – Food for thoughts for the Occupy Wall Street protesters
The Occupy Wall Street protesters’ movement seems to be gaining steam and momentum but what do they want to accomplish? How about telling Wall Street to stop meddling with our housing finances? Furthermore, the angry protesters that occupied Wall Street … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, SwapRent
Tagged Affordable housing, Cash Flow Sharing, Equity Sharing, Fannie Mae, FARJHO, FHA, FHFA, Foreclosed homes, Freddie Mac, GSE, housing affordability, Lease option, Occupy Wall Street, Property management, Rent to own, Renting, REO, RFI, Shared Ownership, SwapRent
Leave a comment
0910 2011 Our response to FHFA’s RFI – FARJHO and SwapRent from PeoplesAlly Foundation and InvestorsAlly, Inc. – A letter to the Fed, the Administration, GSEs, HUD, SEC, CFTC, other Agencies and the State Governments
Here below is a recent update letter to many of my academic friends who possess well established expertise in economics, economic history, finance, derivatives, laws, mathematics, housing, housing finance, urban planning, real estate, business studies, public policy and political science … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, Section 8, SwapRent
Tagged Affordable housing, Bulk sales at discounted price, Cash Flow Sharing, Equity Sharing, Fannie Mae, FARJHO, FHA, FHFA, Foreclosed homes, Freddie Mac, GSE, housing affordability, Lease option, Oligarch, Property management, Rent to own, Renting, REO, RFI, Serfdom, Shared Ownership, SwapRent, Tenanted serfs
Leave a comment
0819 2010 How and when to apply the new FARJHO (Flexible And Reversible Joint Home Ownership) structure?
The following information is on how to apply the new economic concept of the separation of shelter value (use value) and the investment value (economic value) of a conventional ownership of a real estate property. For more details please visit … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, REIDeX, SwapRent
Tagged Affordable housing, CDO, Corporatize homes, Corporatizing homes, Credit default swaps, Credit Derivatives, Equity Sharing, FARJHO, Home equities, Home equity securitization, Housing, housing affordability, Housing finance, Loose credit, Mortgage derivatives, Mortgage securitization, Real estate derivatives, SAM, Securitization, Securitizing home equity, SEM, shared appreciation, shared equity, Shared Ownership, Shared ownership mortgage, SwapRent, What FARJHO is not, What SwapRent is not
Leave a comment
08/18/2011 FARJHO – securitization of home equity vs. securitization of mortgages, SwapRent – real estate derivatives vs. mortgage derivatives
This is a short blog post to clarify the difference between the securitization of home equities (home equity securitization) and the securitization of mortgages (mortgage securitization) as well as the most commonly misunderstood term of real estate derivatives by the … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, SwapRent
Tagged Affordable housing, CDO, Credit default swaps, Credit Derivatives, Equity Sharing, FARJHO, Home equities, Home equity securitization, Housing, housing affordability, Housing finance, Loose credit, Mortgage derivatives, Mortgage securitization, Real estate derivatives, SAM, Securitization, Securitizing home equity, SEM, shared appreciation, shared equity, SwapRent, What FARJHO is not, What SwapRent is not
Leave a comment
08/13/2011 Weekly round-up of FARJHO discussions from various Linkedin Groups
On Section 8’ed FARJHO to let Section 8 recipients have a partial ownership of the property that they rent: Ralph this sounds like a great idea, and many belong to some kind of neighborhood beautification program as well. Reply: Yes, … Continue reading
Posted in Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, Section 8
Tagged Affordable housing, Borrow-pool-buy, BPB, FARJHO, FARJHO LLC, Foreclosure avoidance, Foreclosure elimination, Housing, housing affordability, LLC member interests, PBB, Pool-borrow-buy, Section 8, Section 8'ed FARJHO
Leave a comment
0707 2011 FARJHO combined with Section 8 rent assistance – Section 8'ed FARJHO!
Recently I attended an excellent seminar put together by the Orange County Housing Authority explaining how Section 8 rent payment assistance program works in Orange County. We have been on the lookout for developing more FARJHO and SwapRent based housing … Continue reading
0707 2011 FARJHO combined with Section 8 rent assistance – Section 8’ed FARJHO!
Recently I attended an excellent seminar put together by the Orange County Housing Authority explaining how Section 8 rent payment assistance program works in Orange County. We have been on the lookout for developing more FARJHO and SwapRent based housing … Continue reading
06/18/2011 Weekly round-up of TARELV, SwapRent and FARJHO discussions from various Linkedin Groups
Here below is a weekly round-up of some more useful discussions from questions on TARELV, SwapRent and FARJHO. ============== On the separation of shelter value vs. investment value provided by FARJHO and SwapRent: Yes, it is all about providing consumers … Continue reading
Posted in Currencies, FARJHO, Housing, SwapRent, TARELV
Tagged Alternative currencies, AnarhcoJesse Labor Note, BitCoins, Chartalism, Chartalist, Club Med beads, Commodity money, Economic value, Exchange rate mechanism, Exchange rate pegging system, FARJHO, Fiat money, Financial value, Free enterprise, Free market, Hjalmar Schacht, Housing, housing affordability, Hyperinflation, Investment value, Land money, Land-based money, Linden Dollars, Printing money. Economic policy management, Real estate based money, Real estate money, Renten Mark, Rentenmark, Shelter value, SwapRent, TARELV, Temporary own-rent switching, Use value, Usufruct value, Weimar Republic
Leave a comment
FARJHO 