-
Recent Posts
- 0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level
- 0503 2012 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure
- 0402 2012 The distinguishing features of FARJHO as a new business method to implement the equity sharing concept are three-fold
- 0303 2012 What is the difference between the cash flow sharing SwapRent solution and a Shared Appreciation Mortgage? – SwapRent is similar to a separate flexible employment contract substitute to hold on to the house
- 0301 2012 Crowdfunding – Capitalism for the 99%
Archives
- June 2012
- May 2012
- April 2012
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- August 2009
- July 2009
- June 2009
- May 2009
- March 2009
- January 2009
- December 2008
- November 2008
- October 2008
- September 2008
- July 2008
- June 2008
- May 2008
- November 2007
- October 2007
- September 2007
- August 2007
- July 2007
- June 2007
- May 2007
- April 2007
- March 2007
- August 2006
- July 2006
- June 2006
- May 2006
Categories
Meta
Category Archives: Mortgage
0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level
I was recently invited to submit a paper of my economic innovation research work by a government agency again. Here below are the gists of what I would like to present. It is a summary of only what FARJHO and … Continue reading
Posted in Cash Flow Sharing, Crowdfunders Choice, Crowdfunding, Currencies, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, REIDeX, SwapRent, TARELV
Tagged Alternative financing, Crowdfunding, Economic innovation, Equity Sharing, FARJHO, Housing finance, Non-debt based financing, Paul Krugman, SwapRent, TARELV
Leave a comment
0503 2012 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure
This example appears in the 2nd page of InvestorsAlly’s FARJHO marketing flyer. https://www.box.com/s/1f2e57e6f0ac5b6738f0 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure Do you want to put your idle home equity to work so that … Continue reading
0402 2012 The distinguishing features of FARJHO as a new business method to implement the equity sharing concept are three-fold
This text appears on the 1st page of InvestorsAlly’s FARJHO marketing flyer. https://www.box.com/s/1f2e57e6f0ac5b6738f0 Do you have trouble in obtaining a conventional mortgage to buy a home or any trouble in selling your existing home when potential buyers could not qualify … Continue reading
0303 2012 What is the difference between the cash flow sharing SwapRent solution and a Shared Appreciation Mortgage? – SwapRent is similar to a separate flexible employment contract substitute to hold on to the house
When I said before SwapRent was a bit ahead of its time since its birth in 2006, I meant that most people were unfamiliar with what economic value it could bring. After the financial crisis, most economic policy makers were … Continue reading
0114 2012 Will a new US President make any difference in helping create a housing recovery and revitalize our economy?
Here below is an excerpt of my upcoming FARJHO article to be published in March. Governments who set up policies using those ill-advised primitive methods (e.g. the original HOPE for Homeowners proposal in 2008) have only destroyed people’s confidence in … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged Affordable housing, economic stimulus, Equity sharing methods, FARJHO, H4H, Home equity, Hope for Homeowners, Housing recovery, Presidential candidates 2012, shared appreciation, shared equity, Shared Ownership, SwapRent
Leave a comment
1203 2011 The new innovative economic stimulus application using equity sharing methods, not debt and not tax credit, to prop up the housing market
Further to my 1126 2011 blog post and many other earlier posts on this issue, taking expedient economic stimulus measures to prop up the national economy as a concept is a bi-partisan issue and supported by all kinds of economists, … Continue reading
Posted in Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent
Tagged Affordable housing, David Walker, economic stimulus, Equity sharing methods, FARJHO, Home equity, housing affordability, Pete Peterson, Presidential candidates, Propping up property market, shared equity, Shared Ownership, SwapRent, Tax credit
Leave a comment
1126 2011 We need to blow up a home equity bubble using equity sharing methods, not debt, like how Silicon Valley blew up tech company stock market bubbles
Ben Bernanke and the Federal Reserve team please step aside, Silicon Valley please step up. We need to create some equity bubbles, not debt bubbles, to reflate our national economy in order to save our economic future. In particular, the … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged Affordable housing, economic stimulus, Equity sharing methods, FARJHO, Federal Reserve, Home equity bubble, housing affordability, HUD, shared equity, Shared Ownership, Silicon Valley, SwapRent, Tech company stock market bubbles
Leave a comment
1125 2011 A Thanksgiving holiday message to OWS folks – make yourselves rich by occupying jobs created by FARJHO and SwapRent on Main Street
Once I went to a seafood restaurant in the village while I was vacationing in the South Pacific island resort. I saw many buckets of live crabs laying around the floor. All of them had a lid on but one. … Continue reading
Posted in Credit Union Industry, Economic Viewpoints, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent
Tagged FARJHO, Housing finance business, Occupy Wall Street, OWS, PeoplesAlly Foundation, Socialist crabs, SwapRent, Zuccotti Park
Leave a comment
1120 2011 Discussions and feedback from the OWS folks in early October
Over a month ago out of curiosity, I had my first encounter with the Occupy Wall Street folks on-line. Although the majority of them seemed to be quite hostile to anyone who do not share their extreme left-wing oriented views, … Continue reading
Posted in Economic Viewpoints, FARJHO, Federal Government, Housing, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent
Tagged Amped, Fannie, Federal Reserve, FHFA, Freddie, GSE, Housing finance, Libertarian, Mises, Occupy Wall Street, OWS, OWS 2.0, Zuccotti Park
Leave a comment
1029 2011 Credit and Home Equity Union (CHEU), Savings, Home Equities and Loans (SHEL) or simply Home Equity Cooperatives (HEC)?
Back in 2008 I spent a whole year marketing SwapRent to the credit union industry in addition to marketing the new cash flow sharing concept empowered by SwapRent to the state, local county and city governments as well as their … Continue reading
Posted in Cash Flow Sharing, Credit Union Industry, Equity Sharing, FARJHO, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged BPB (Borrow Pool Buy), CHEU, CHEUSO, Credit and Home Equity Union, credit union, CU, CUSO, HEC, Home Equities and Loans, Home Equity Coop, Home Equity Cooperatives, Member level financing, PBB (Pool Borrow Buy), Property level financing, SAM (Shared Appreciation Mortgage), Savings, SEM (Shared Equity Mortgage), SHEL
Leave a comment
FARJHO 