Tag Archives: Housing finance

0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level

I was recently invited to submit a paper of my economic innovation research work by a government agency again. Here below are the gists of what I would like to present. It is a summary of only what FARJHO and … Continue reading

Posted in Cash Flow Sharing, Crowdfunders Choice, Crowdfunding, Currencies, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, REIDeX, SwapRent, TARELV | Tagged , , , , , , , , , | Leave a comment

0503 2012 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure

This example appears in the 2nd page of InvestorsAlly’s FARJHO marketing flyer. https://www.box.com/s/1f2e57e6f0ac5b6738f0 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure Do you want to put your idle home equity to work so that … Continue reading

Posted in Equity Sharing, FARJHO, Housing, InvestorsAlly, Mortgage | Tagged , , , , , , , , , | Leave a comment

0402 2012 The distinguishing features of FARJHO as a new business method to implement the equity sharing concept are three-fold

This text appears on the 1st page of InvestorsAlly’s FARJHO marketing flyer. https://www.box.com/s/1f2e57e6f0ac5b6738f0 Do you have trouble in obtaining a conventional mortgage to buy a home or any trouble in selling your existing home when potential buyers could not qualify … Continue reading

Posted in Economic Viewpoints, FARJHO, Housing, InvestorsAlly, Mortgage | Tagged , , , , , , , , , | Leave a comment

1120 2011 Discussions and feedback from the OWS folks in early October

Over a month ago out of curiosity, I had my first encounter with the Occupy Wall Street folks on-line. Although the majority of them seemed to be quite hostile to anyone who do not share their extreme left-wing oriented views, … Continue reading

Posted in Economic Viewpoints, FARJHO, Federal Government, Housing, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent | Tagged , , , , , , , , , , , , | Leave a comment

0819 2010 How and when to apply the new FARJHO (Flexible And Reversible Joint Home Ownership) structure?

The following information is on how to apply the new economic concept of the separation of shelter value (use value) and the investment value (economic value) of a conventional ownership of a real estate property. For more details please visit … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, REIDeX, SwapRent | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

08/18/2011 FARJHO – securitization of home equity vs. securitization of mortgages, SwapRent – real estate derivatives vs. mortgage derivatives

This is a short blog post to clarify the difference between the securitization of home equities (home equity securitization) and the securitization of mortgages (mortgage securitization) as well as the most commonly misunderstood term of real estate derivatives by the … Continue reading

Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, SwapRent | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment