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Recent Posts
- 0603 2012 New non-debt financing alternatives for home owners and small businesses as stimulus to create economic activities at grassroots level
- 0503 2012 Application Example of An Arbitrage Investment Opportunity Using the New FARJHO Home Ownership Structure
- 0402 2012 The distinguishing features of FARJHO as a new business method to implement the equity sharing concept are three-fold
- 0303 2012 What is the difference between the cash flow sharing SwapRent solution and a Shared Appreciation Mortgage? – SwapRent is similar to a separate flexible employment contract substitute to hold on to the house
- 0301 2012 Crowdfunding – Capitalism for the 99%
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Author Archives: FARJHO
1120 2011 Discussions and feedback from the OWS folks in early October
Over a month ago out of curiosity, I had my first encounter with the Occupy Wall Street folks on-line. Although the majority of them seemed to be quite hostile to anyone who do not share their extreme left-wing oriented views, … Continue reading
Posted in Economic Viewpoints, FARJHO, Federal Government, Housing, Mortgage, Occupy Wall Street, PeoplesAlly, SwapRent
Tagged Amped, Fannie, Federal Reserve, FHFA, Freddie, GSE, Housing finance, Libertarian, Mises, Occupy Wall Street, OWS, OWS 2.0, Zuccotti Park
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1029 2011 Credit and Home Equity Union (CHEU), Savings, Home Equities and Loans (SHEL) or simply Home Equity Cooperatives (HEC)?
Back in 2008 I spent a whole year marketing SwapRent to the credit union industry in addition to marketing the new cash flow sharing concept empowered by SwapRent to the state, local county and city governments as well as their … Continue reading
Posted in Cash Flow Sharing, Credit Union Industry, Equity Sharing, FARJHO, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged BPB (Borrow Pool Buy), CHEU, CHEUSO, Credit and Home Equity Union, credit union, CU, CUSO, HEC, Home Equities and Loans, Home Equity Coop, Home Equity Cooperatives, Member level financing, PBB (Pool Borrow Buy), Property level financing, SAM (Shared Appreciation Mortgage), Savings, SEM (Shared Equity Mortgage), SHEL
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1028 2011 Don’t let the 1% left wing opportunists ruin the good cause of the Occupy WS protesters supported by us 99% Main Street capitalists
One thing that has been very hard for many people to figure out is that what the Occupy Wall Street protesters want. The answer could be very simple as nobody really knows what they want and the reason why nobody … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, Occupy Wall Street, PeoplesAlly, SwapRent, TARELV
Tagged 1%, 1%'ers, 99%, 99%'ers, Capitalism., FARJHO, Left wing extremists, Left wing opportunists, Occupy Wall Street, Occupy WS, OWS, Socialism, SwapRent, TARELV
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1009 2011 Weekly Round-up of discussions and debates from other social networking sites on ideologies
I had some interesting encounters with a few left wing opportunities among the Occupy Wall Street protesters this week. Although in no way they represent the group’s voice, it is nonetheless a good experience to get to sample what these … Continue reading
Reposting – 03/30/2011 Mr. Obama, Tear down this Wall … Street! – A Matrix movie fan’s interpretation of the Bailout of Wall Street.
In support of some selective part of the Occupy Wall Street protesters (at this stage they are not all the same within the diverse group of 99%’ers), I would like to republish an old post that was originally published almost … Continue reading
Posted in Economic Viewpoints, FARJHO, Federal Government, Housing, InvestorsAlly, Mortgage, PeoplesAlly, SwapRent
Tagged 1%'ers, 99%'ers, Bernanke, Capitalism., Federal Reserve Board, Left wing opportunists, Matrix the movie, Mortgage abuses, Occupy Wall Street, Socialism, Wall Street elites
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1003 2011 Let FARJHO and SwapRent bring housing finance from the sleight-of-hands on Wall Street to the common people on Main Street – Food for thoughts for the Occupy Wall Street protesters
The Occupy Wall Street protesters’ movement seems to be gaining steam and momentum but what do they want to accomplish? How about telling Wall Street to stop meddling with our housing finances? Furthermore, the angry protesters that occupied Wall Street … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, SwapRent
Tagged Affordable housing, Cash Flow Sharing, Equity Sharing, Fannie Mae, FARJHO, FHA, FHFA, Foreclosed homes, Freddie Mac, GSE, housing affordability, Lease option, Occupy Wall Street, Property management, Rent to own, Renting, REO, RFI, Shared Ownership, SwapRent
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0910 2011 Our response to FHFA’s RFI – FARJHO and SwapRent from PeoplesAlly Foundation and InvestorsAlly, Inc. – A letter to the Fed, the Administration, GSEs, HUD, SEC, CFTC, other Agencies and the State Governments
Here below is a recent update letter to many of my academic friends who possess well established expertise in economics, economic history, finance, derivatives, laws, mathematics, housing, housing finance, urban planning, real estate, business studies, public policy and political science … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Federal Government, Housing, InvestorsAlly, PeoplesAlly, REIDeX, Section 8, SwapRent
Tagged Affordable housing, Bulk sales at discounted price, Cash Flow Sharing, Equity Sharing, Fannie Mae, FARJHO, FHA, FHFA, Foreclosed homes, Freddie Mac, GSE, housing affordability, Lease option, Oligarch, Property management, Rent to own, Renting, REO, RFI, Serfdom, Shared Ownership, SwapRent, Tenanted serfs
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0910 2011 Weekly Round-Ups from Various Social Networking Sites on FARJHO, Sec 8’ed FARJHO and SwapRent
There have been increasingly more feedbacks and comments which has made it more and more difficult to keep track them all and summarize in the blog. Here are a few representative recent posts. ========== On not to let Wall Street … Continue reading
Introduction to PeoplesAlly Foundation
PeoplesAlly Foundation was set up in June, 2011 to assist low income working families. Please visit its website at http://www.PeoplesAlly.org. PeoplesAlly Foundation Manifestos: 1. Assisting low income working families on how to increase housing affordability under free market capitalism … Continue reading
Posted in Cash Flow Sharing, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, SwapRent
Tagged FARJHO, PeoplesAlly Foundation, SwapRent
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0830 2011 Helping the GSEs and FHA – Some historical background, a few thoughts and the call for union and transparency
The following letter is the touched up version of a recent response addressed to members of Community Development Banking email listserv regarding some of their member’s interests in working with us on FARJHO. The list members include thousands of community … Continue reading
Posted in Cash Flow Sharing, Economic Viewpoints, Equity Sharing, FARJHO, Housing, InvestorsAlly, PeoplesAlly, SwapRent
Tagged Asset Disposition, Bernanke, Enterprises, FARJHO, Fed, FHA, FHFA RFI, Fiscal policy, FRB, GSE, HUD, Keynes, Monetary policy, REO, Reuest for Information, RFP, SwapRent, Wealth redistribution
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FARJHO 